Protecting Your Investment

Northgate Fiat Ltd is authorised and regulated by the Financial Services Authority. Our FSA register number is 309688. Our permitted business is advising on and arranging general insurance and pure protection contracts for retail customers.

We offer products from a range of insurers for Motor Warranty Insurance, GAP insurance, Return to Invoice Insurance and Loan Payment Protection Insurance.

Credit Protection Plan

Our Credit Protection Plan is an affordable way of ensuring that your outstanding balance will be paid off or monthly Credit Agreement repayments will be kept up, even if the worst should happen.

There are three levels of cover available:-

1) Budget Cover

2) Standard Cover

3) Premier Cover

Full details of Fiat's Credit Protection Plan are available from us.

GAP and Gap Plus

Comprehensive protection lets you lock out nasty surprises.

In brief, the difference between GAP and GAP Plus (also known as Return To Invoice Insurance) is this:-
In brief, the difference between GAP and GAP Plus (also known as Return To Invoice Insurance) is this:-

GAP pays out the difference between your Insurance companies payout in the event of your car being written off, and the outstanding finance if this is greater. For example, if your insurance company agrees to payout say £7500 and you still owe £9500, the payout would be £2000. Gap is available for a small one off premium.

GAP Plus differs in that it will payout the difference between the amount your insurers pay out and the original invoice price of your car, and thus goes a significant step further.Full details of our GAP and GAP Plus insurance are available from us.